This course was produced by The Open University in collaboration with MoneySavingExpert.com and explores the mortgage products available in the UK market – their interest rate and other characteristics – and examines the factors involved in making good choices from the product range. The course explains why and how mortgages can be actively managed by borrowers through such options as overpaying, offsetting and remortgaging. The course also examines the mortgages from the viewpoint of the lenders, including the factors that affect their decisions about making mortgage advances. By completing the course you will not only become more knowledgeable about the mortgage market but also more confident about making smart decisions about one of most important areas of personal finance.